Kenya Salary After Tax Calculator 2025
Enter any gross monthly salary to see your full take-home pay breakdown
Salary After Tax — Frequently Asked Questions
How is salary after tax calculated in Kenya?
Your net (take-home) pay = Gross Salary − NSSF − SHIF − Housing Levy − PAYE. PAYE is calculated on taxable income (gross minus NSSF, SHIF, and Housing Levy), using the current KRA tax bands, then personal relief of KES 2,400/month is subtracted.
What are the current PAYE tax bands in Kenya (2025)?
10% on the first KES 24,000 · 25% on KES 24,001–32,333 · 30% on KES 32,334–500,000 · 32.5% on KES 500,001–800,000 · 35% above KES 800,000. A personal relief of KES 2,400/month reduces your PAYE.
What is NSSF and how much do I pay?
NSSF (National Social Security Fund) deducts 6% of your gross salary in two tiers: Tier I on the first KES 8,000 and Tier II on the next KES 64,000. The employer matches the same amount.
What is SHIF?
SHIF (Social Health Insurance Fund) replaced NHIF in 2024. Employees pay 2.75% of gross monthly salary with no cap. Employers match 2.75%.
What is the Affordable Housing Levy?
The Affordable Housing Levy is 1.5% of gross salary deducted from employees, matched by employers at 1.5%. Introduced under the Finance Act 2023.